Visa Predictive Fraud Intelligence

Real-time transaction fraud detection system. Select a transaction scenario below to see how the model evaluates risk, or build your own in the Custom Transaction tab.

Production Model Performance — Stacking Ensemble (XGBoost + LightGBM)

Metric	Value
Detection Accuracy (AUC-ROC)	0.9984
Fraud Caught	143 of 157 (92.4%)
False Positives	6 legitimate transactions flagged
Net Dollar Savings	$164,274
Scoring Speed	<100 ms per transaction
Features Analyzed	36 per transaction

How it works

Pick a risk category, then click any scenario. The model scores it instantly and explains its decision.

Step 1 — Select a risk category

Legitimate Transactions Elevated Risk — Worth Monitoring Suspicious — Likely Fraud

Step 2 — Click a transaction to score it

Select a scenario above to begin.